WEDNESDAY, MARCH 12, 2014
Increasing your home’s security has the double benefit of keeping your family safe and contributing to your eligibility for a safe home discount on your homeowners insurance. It may take a bit of work and an initial investment, but the savings and peace of mind you’ll get from maintaining a safe home may very well be worth it in the long run. So where do you start?
- Lock up: Always lock all doors and windows before leaving your home and when going to sleep. For additional protection, install deadbolts on exterior doors and place wooden rods in the track of sliding glass doors.
- Set the alarm: Hire a security company that offers 24/7 monitoring to install an alarm in your home and set it each time you leave or go to sleep. If a break-in occurs, the security company will call the authorities and alert you.
- Record the area: While security cameras are a pricier option, they can help the police catch criminals. Another option is to install dummy cameras for a fraction of the price, which can trick thieves into thinking your home has video surveillance.
- Light it up: If an intruder trips a motion-sensor light and is suddenly illuminated in the act, it may be enough to scare the thief away from your property.
- Fire safety: Install a smoke detector in every room of your home, along with a carbon monoxide detector on each floor. For added safety, place a few fire extinguishers in a few key areas including the kitchen.
- Cook with care: Most home fires ignite in the kitchen due to negligent cooking accidents. To prevent this, never leave cooking food unattended, turn pan handles in toward the wall, keep flammable items away from a heated stove and do not allow young children within three feet of cooking activities.
- Remove toxins: Store medicines, cleaning products, and other chemicals in a high, child-proofed cabinet where children cannot reach and accidentally ingest them.
Find out if your safe home is eligible for coverage discounts. Call Alliance Insurance Group at (720) 836-3428 for more information on Denver home insurance.
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