Wednesday, September 27, 2017 Bankruptcy happens when our accumulated debt passes our ability to pay the maintenance on our debt. It’s frustrating, it’s humiliating, and it can negatively impact our finances for years to come. According to Eric Severeno, a bankruptcy can even impact your ability to buy a house. READ MORE >>
Tuesday, September 19, 2017As a business owner, insurance can be a frustrating necessity. It can be expensive, the application process is often intrusive, and there can be an uncertainty that you may not have gotten the right coverage after you purchase it. It’s not a process you want to go through every year. READ MORE >>
Monday, September 11, 2017 By definition, a bond is a thing used to tie something or to fasten things together or an agreement with legal force, in particular. When applied to the insurance surety world, a bond binds one entity or person to another entity or person with financial consequences as well as a third party, the insurance company. READ MORE >>
Wednesday, September 6, 2017Whether a business chooses to outsource or handle payroll internally, successful HR departments have a firm hold on their payroll calculations, filings, and deposits. This process is simply a matter of withholding taxes based on IRS or state jurisdiction tables and getting that money and the corresponding report in on time. READ MORE >>
Thursday, August 24, 2017Have you ever been approached by a new insurance agent or broker that is trying to earn your business? Have they suggested a Broker of Record letter or a BOR to move your policies? If you aren’t familiar with insurance terms, you might not know what all it entails and how it could benefit your business. READ MORE >>
Thursday, August 10, 2017 Insurance has been around for a few hundred years. Today, there are insurance policies for homes, rentals, smartphones, recreational equipment, and virtually everything else imaginable. Insurance agencies make money by charging customers monthly premiums. READ MORE >>
Tuesday, August 1, 2017 Homeowner's insurance is a necessary measure to have in place for those who have chosen to purchase their home. In the case of emergency, having an insurance in place will prove to be a valuable asset, just like as car or health insurance are necessary assets to your everyday preparedness. READ MORE >>
Tuesday, July 18, 2017 When your utility bills keep going up, you do not have to resign yourself to the high prices. You can take action to lower your utility bills and your carbon footprint. Use these five tips for saving money on utilities. Request a Smart Meter Many utility companies offer a smart meter. READ MORE >>
Tuesday, July 18, 2017 Every business is faced with risks that could destroy it from the inside out. Insurance companies work to protect the value of everything you own in a home or business. Damages caused by a fire, theft or natural disaster are covered by insurance. Apply for the amount of coverage you need to rebuild a home or business. READ MORE >>
Thursday, July 6, 2017Having a business establishment can be rewarding and exciting, but it also comes with its share of liabilities. While the corporate veil can provide substantial personal legal protection, your business is certainly prone to different risks. READ MORE >>
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