Tuesday, October 28, 2014As we noted in our previous blog, lightning can cause immense damage, and according to reports from Lloyds and the Insurance Information Institute, losses due to lightning damage are increasing (up 15% from 2009 to 2010). The National Lightning Safety Institute reported in 2009 that damage and losses from lightning exceed $5 billion. READ MORE >>
Tuesday, October 21, 2014A lightning storm is one of the most awe-inspiring phenomena in nature, and also one of the most dangerous. According to data gathered by various meteorological organizations, there are 25 to 40 million cloud-to-ground lightning flashes in the U.S. alone every year, and probably 138 million strikes annually worldwide. READ MORE >>
Monday, October 13, 2014Hailstorms frequently arrive in concert with thunderstorms, and due to the increase in population and urbanization in many areas of the country, there has been a rapid increase in the number of hailstorms which cause millions of dollars (even hundreds of millions) in damages. READ MORE >>
Friday, October 10, 2014 Too many individuals do not have life insurance. The truth is that most people assume that life insurance is too expensive and feel they cannot afford it. However, life insurance is a relatively small expense compared to its benefits. Have you given any thought to what would happen to your family if you were no longer around to support them? READ MORE >>
Tuesday, October 7, 2014Companies who use commercial vehicles in their business must not only have adequate insurance to cover potential accidents, but they should also have a safety program that (a) addresses driver behavior and prevents accidents in every way possible, and (b) provides documentation of training and safety measures taken in order to defend the company if an accident does occur. READ MORE >>
Tuesday, September 23, 2014In more than half of the United States, damage from winds and heavy wind-driven rain is a major worry. Boulder, Colorado, for example, regularly records some of the highest wind speeds in the U.S. with winds of over 110 miles per hour (in 1971 a gust of 147 mph was clocked), while the neighboring... READ MORE >>
Wednesday, September 17, 2014When people put gasoline in their cars, few of them think about everything that was involved in bringing that product to the pump. Here are the basics of petroleum production: There are two main sectors in the oil industry, which are upstream and downstream. Downstream activities entail the commercial aspect, e. READ MORE >>
Thursday, September 11, 2014Has this happened to you? You're driving along and without warning, the smallest stone gets kicked up from the car in front of you and before you know it, you have a chip out of your windshield. Sometimes you aren't even aware there was damage to your vehicle until you try to clean something off your window and realize it's not something on the windshield, but a crack in the glass. READ MORE >>
Tuesday, September 9, 2014Today’s insurance industry is rapidly changing, with new management systems, types of coverage and marketing avenues. Marketing your business effectively has become key to the success of any large or small business. READ MORE >>
Monday, August 25, 2014Have you given much thought to all the different types of insurance that are essential for every event which may occur in one’s life or business? Here, in a nutshell, are the most important risks and situations that individuals and businesses really should have insurance coverage for: READ MORE >>
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